:root{--ink:#09251b;--green:#0d543a;--lime:#91c83e;--cream:#f4f1e8;--line:#dbe2dc;--muted:#5a6c63;--white:#fff}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fbfcfa;line-height:1.6}a{color:inherit}main{min-height:70vh}.site-header{height:88px;display:flex;align-items:center;padding:0 4vw;border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:20}.brand{display:flex;gap:12px;align-items:center;text-decoration:none}.brand-mark{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;background:var(--green);color:#fff;font-weight:900;letter-spacing:-1px}.brand span:last-child{display:flex;flex-direction:column;line-height:1.15}.brand small{color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:1.5px;margin-top:5px}.site-header nav{margin-left:auto}.site-header ul{display:flex;list-style:none;gap:28px;margin:0;padding:0}.site-header nav a{text-decoration:none;font-weight:700;font-size:14px}.header-actions{display:flex;align-items:center;gap:16px;margin-left:28px}.header-actions>a{text-decoration:none;font-weight:700;font-size:14px}.menu-toggle{display:none}.button{display:inline-flex;align-items:center;justify-content:center;border:1px solid var(--green);padding:13px 20px;border-radius:3px;text-decoration:none;font-weight:800;background:#fff;color:var(--green);cursor:pointer}.button.primary{background:var(--green);color:#fff}.button.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}.button.small{padding:9px 14px}.eyebrow{text-transform:uppercase;letter-spacing:2px;font-size:12px;font-weight:900;color:var(--lime)}.hero{min-height:650px;background:linear-gradient(105deg,#082d21 0 58%,#e8eee7 58%);display:grid;grid-template-columns:1.25fr .75fr;align-items:center;padding:80px 6vw;color:#fff}.hero h1{font-size:clamp(48px,6vw,88px);line-height:.98;letter-spacing:-4px;margin:20px 0 25px;max-width:900px}.hero h1 em{font-style:normal;color:var(--lime)}.hero-copy>p{font-size:20px;max-width:700px;color:#dce8e2}.hero-buttons{display:flex;gap:12px;margin-top:32px}.hero-panel{background:#fff;color:var(--ink);padding:35px;box-shadow:0 25px 70px rgba(0,0,0,.18)}.status-label{font-weight:900;text-transform:uppercase;font-size:12px;letter-spacing:2px;margin-bottom:15px}.status-row{display:flex;gap:18px;padding:20px 0;border-top:1px solid var(--line)}.status-row>span{font-size:28px;font-weight:900;color:var(--lime)}.status-row div{display:flex;flex-direction:column}.status-row small{color:var(--muted)}.hero-panel>a{display:block;margin-top:15px;font-weight:900;text-decoration:none}.quick-search{padding:0 6vw;transform:translateY(-30px)}.quick-search form{background:#fff;box-shadow:0 16px 50px rgba(10,40,30,.12);display:grid;grid-template-columns:1.6fr 1fr auto;gap:16px;padding:22px;align-items:end}.quick-search label,.portal-form label{display:flex;flex-direction:column;font-weight:800;font-size:13px;gap:7px}.quick-search input,.quick-search select,.portal-form input,.portal-form select,.portal-form textarea,.directory-search input,.directory-search select{width:100%;padding:14px;border:1px solid var(--line);background:#fff;font:inherit}.portal-sections{display:grid;grid-template-columns:2fr 1fr 1fr;gap:1px;background:var(--line);margin:60px 6vw}.portal-sections article{background:#fff;padding:45px}.portal-sections article.large{background:var(--cream)}.portal-sections h2{font-size:40px;line-height:1.05}.number{font-size:60px;font-weight:900;color:var(--lime)}.text-link{font-weight:900;text-decoration:none}.state-browser,.latest,.state-listings{padding:80px 6vw}.section-head{max-width:760px;margin-bottom:35px}.section-head h2{font-size:48px;line-height:1.05;margin:10px 0}.state-grid{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}.state-grid a{padding:20px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;gap:12px;text-decoration:none;background:#fff}.state-grid a:hover{background:var(--green);color:#fff}.state-grid span{color:var(--lime);font-weight:900}.article-grid,.listing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.article-grid article,.listing-card{background:#fff;border:1px solid var(--line);padding:28px}.article-grid span,.listing-top{font-size:12px;text-transform:uppercase;letter-spacing:1px;color:var(--muted)}.article-grid h3{font-size:24px;line-height:1.15}.article-grid h3 a{text-decoration:none}.page-shell,.article-shell,.listing-detail{padding:70px 6vw;max-width:1450px;margin:auto}.page-title h1,.article-shell h1,.listing-detail h1{font-size:clamp(45px,6vw,78px);line-height:1;letter-spacing:-3px;margin:12px 0}.content-panel{margin-top:40px}.portal-form,.dashboard,.hsa-center{background:#fff;border:1px solid var(--line);padding:40px;max-width:1100px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:25px 0}.check{flex-direction:row!important;align-items:center;margin:20px 0}.check input{width:auto}.notice{padding:14px;margin:15px 0}.notice.success{background:#e6f5e7}.dashboard-grid,.pathway{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:25px}.dash-card,.pathway article{border:1px solid var(--line);padding:24px;text-decoration:none;background:#fff}.dash-card{display:flex;flex-direction:column}.pathway article>b{font-size:35px;color:var(--lime)}.directory-search{display:grid;grid-template-columns:2fr 1fr auto;gap:12px;margin-bottom:30px}.listing-top{display:flex;justify-content:space-between}.listing-card h3{font-size:24px;margin:18px 0 5px}.listing-card h3 a{text-decoration:none}.empty{grid-column:1/-1;padding:40px;background:var(--cream)}.state-hero{padding:90px 6vw;background:var(--green);color:#fff}.state-hero h1{font-size:clamp(50px,7vw,90px);line-height:1;margin:10px 0}.state-layout,.listing-detail-grid{display:grid;grid-template-columns:2.2fr .8fr;gap:55px;padding:70px 6vw;max-width:1450px;margin:auto}.state-content h2{font-size:36px}.side-card{background:var(--cream);padding:28px;position:sticky;top:115px}.side-card a:not(.button){display:block;border-top:1px solid var(--line);padding:14px 0;text-decoration:none;font-weight:800}.legal-note{background:#fff4d8;border-left:5px solid #d5a329;padding:20px;margin-top:30px}.article-shell{max-width:1000px}.article-shell header{padding-bottom:30px;border-bottom:1px solid var(--line)}.lead{font-size:21px;color:var(--muted)}.article-content{font-size:18px}.article-content h2{font-size:34px;margin-top:45px}.listing-detail-grid{padding:30px 0}.listing-detail dl{display:grid;grid-template-columns:180px 1fr}.listing-detail dt,.listing-detail dd{padding:12px;border-bottom:1px solid var(--line);margin:0}.site-footer{background:#061e16;color:#fff;padding:60px 6vw;display:grid;grid-template-columns:2fr 1fr 1fr;gap:50px}.site-footer a{display:block;text-decoration:none;margin:8px 0;color:#cfe1d8}.footer-brand .brand-mark{background:var(--lime);color:var(--ink)}
@media(max-width:900px){.site-header nav{display:none;position:absolute;top:88px;left:0;right:0;background:#fff;padding:25px}.site-header nav.open{display:block}.site-header ul{flex-direction:column}.header-actions{display:none}.menu-toggle{display:block;margin-left:auto;background:none;border:0;font-size:28px}.hero{grid-template-columns:1fr;background:var(--green);padding:65px 5vw}.hero h1{letter-spacing:-2px}.hero-panel{margin-top:40px}.quick-search form,.directory-search{grid-template-columns:1fr}.portal-sections,.article-grid,.listing-grid,.dashboard-grid,.pathway,.state-layout,.listing-detail-grid,.site-footer{grid-template-columns:1fr}.state-grid{grid-template-columns:repeat(2,1fr)}.section-head h2{font-size:38px}.form-grid{grid-template-columns:1fr}.brand span:last-child{display:none}.state-layout{padding:50px 5vw}.side-card{position:static}}
.state-hero-v3{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(260px,.6fr);gap:2rem;align-items:end}.state-status-panel{background:#fff;border:1px solid var(--line,#dbe4df);border-radius:24px;padding:1.5rem;display:grid;gap:.5rem;box-shadow:0 15px 45px rgba(18,50,37,.08)}.state-status-panel>span{font-size:2.7rem;font-weight:900;letter-spacing:-.06em;color:#17633f}.state-status-panel b{font-size:1.05rem}.state-status-panel small{color:#5c6c64}.state-jump{display:flex;gap:.6rem;flex-wrap:wrap;padding:1rem max(4vw,20px);border-bottom:1px solid #dfe8e3;background:#fff;position:sticky;top:0;z-index:20}.state-jump a{padding:.6rem .85rem;border-radius:999px;background:#eef6f1;text-decoration:none;font-weight:700}.state-content{font-size:1.05rem;line-height:1.75}.state-content h2{font-size:clamp(1.55rem,2.4vw,2.3rem);margin-top:2.5rem;letter-spacing:-.035em}.state-answer{border-left:6px solid #1d7549;background:#eff8f2;padding:1.35rem 1.5rem;border-radius:0 18px 18px 0}.answer-label{font-size:.75rem;letter-spacing:.15em;text-transform:uppercase;font-weight:900;margin:0 0 .35rem;color:#17633f}.fact-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;margin:1.7rem 0}.fact-grid>div{border:1px solid #dbe5df;border-radius:18px;padding:1.2rem;background:#fff}.fact-grid span,.fact-grid small{display:block;color:#64736b;font-size:.82rem}.fact-grid b{display:block;margin:.3rem 0;font-size:1.02rem}.advocacy-box{background:#123f2d;color:#fff;padding:2rem;border-radius:24px;margin:2rem 0}.advocacy-box span{font-size:.72rem;letter-spacing:.16em;font-weight:900;color:#b7e8ca}.advocacy-box h3{font-size:1.8rem;margin:.5rem 0}.faq-list details{border-top:1px solid #d9e2dd;padding:1rem 0}.faq-list summary{font-weight:800;cursor:pointer}.source-note{font-size:.86rem;color:#607068;border-top:1px solid #dfe6e2;padding-top:1.2rem}.side-card.sticky{position:sticky;top:85px}@media(max-width:820px){.state-hero-v3{grid-template-columns:1fr}.fact-grid{grid-template-columns:1fr}.state-jump{position:static}.side-card.sticky{position:static}}
/* MPO v4 state editorial system */
.state-hero-v4{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(290px,.55fr);gap:3rem;align-items:end;background:linear-gradient(125deg,#082d21 0%,#0d543a 72%,#1a6849 100%)}
.state-hero-v4 .state-hero-copy{max-width:980px}.state-hero-v4 h1{max-width:1000px;letter-spacing:-.055em}.state-hero-v4 p{max-width:760px;font-size:1.18rem;color:#dceae3;margin:1.4rem 0 0}
.state-hero-v4 .state-status-panel{background:rgba(255,255,255,.97);color:var(--ink)}
.state-content{min-width:0}.state-guide-block{margin:0 0 3.6rem;scroll-margin-top:150px}.state-guide-block>h2,.state-guide-block>.state-answer>h2{line-height:1.15;margin:0 0 1rem}.state-guide-block h3{font-size:1.3rem;line-height:1.25;margin:1.8rem 0 .55rem}.state-guide-block p{margin:.75rem 0 1.15rem}.state-deck{font-size:1.25rem;line-height:1.65;color:#41574d;margin:0 0 2rem}.state-answer h2{font-size:clamp(1.65rem,2.8vw,2.5rem)}
.state-content ul,.state-content ol{padding-left:1.35rem}.state-content li{margin:.55rem 0}.fact-grid b{line-height:1.35}.fact-grid small{margin-top:.5rem;line-height:1.4}
.steps-list{display:grid;gap:0;border-top:1px solid var(--line);margin-top:1.7rem}.steps-list article{display:grid;grid-template-columns:54px 1fr;gap:1rem;padding:1.25rem 0;border-bottom:1px solid var(--line)}.steps-list article>span{width:42px;height:42px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;font-weight:900}.steps-list h3{margin:0 0 .2rem}.steps-list p{margin:0;color:var(--muted)}
.check-list{list-style:none;padding:0!important;display:grid;gap:.75rem}.check-list li{position:relative;padding:1rem 1rem 1rem 3rem;border:1px solid var(--line);border-radius:14px;background:#fff}.check-list li:before{content:'✓';position:absolute;left:1rem;top:.9rem;color:var(--green);font-weight:900}
.hsa-fsa-section{background:#eef7f1;border:1px solid #cfe2d5;border-radius:24px;padding:2rem}.hsa-fsa-section h2{font-size:clamp(1.75rem,3vw,2.6rem)}
.advocacy-box{scroll-margin-top:150px}.advocacy-box h2{font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.1;margin:.55rem 0 1rem}.advocacy-box p{color:#e4f0ea}.advocacy-box .advocacy-disclaimer{font-size:.92rem;color:#bfd4c8;border-top:1px solid rgba(255,255,255,.2);padding-top:1rem;margin-top:1.2rem}
.advocacy-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.advocacy-grid article{border:1px solid var(--line);border-radius:18px;padding:1.25rem;background:#fff}.advocacy-grid h3{margin:0 0 .5rem;font-size:1.15rem}.advocacy-grid p{margin:0;color:var(--muted)}
.numbered-checklist{counter-reset:mpostep;list-style:none;padding:0!important}.numbered-checklist li{counter-increment:mpostep;position:relative;padding:1.1rem 1rem 1.1rem 4rem;border-top:1px solid var(--line);margin:0}.numbered-checklist li:before{content:counter(mpostep);position:absolute;left:.4rem;top:1rem;width:2.4rem;height:2.4rem;border-radius:50%;display:grid;place-items:center;background:var(--cream);color:var(--green);font-weight:900}
.faq-list{border-bottom:1px solid var(--line)}.faq-list details{padding:0}.faq-list summary{font-size:1.06rem;padding:1.2rem 2.5rem 1.2rem 0;position:relative;list-style:none}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:'+';position:absolute;right:.25rem;top:1rem;font-size:1.5rem;color:var(--green)}.faq-list details[open] summary:after{content:'–'}.faq-list details>div{padding:0 2rem 1.3rem 0;color:var(--muted)}.faq-list details>div p{margin:0}
.source-note{display:block;background:#f7f5ed;border:1px solid #e7e0ca;border-radius:16px;padding:1.15rem 1.3rem;margin:2rem 0 0}.state-sidebar{min-width:0}.advocacy-mini{margin-top:1rem;background:#0b3a29;color:#fff}.advocacy-mini h3{font-size:1.45rem;line-height:1.2}.advocacy-mini p{color:#dcebe3}.state-listings{border-top:1px solid var(--line);background:#f6f8f5}
@media(max-width:900px){.state-hero-v4{grid-template-columns:1fr;gap:2rem}.state-guide-block{margin-bottom:2.8rem}.advocacy-grid{grid-template-columns:1fr}.state-deck{font-size:1.12rem}.hsa-fsa-section,.advocacy-box{padding:1.4rem}.steps-list article{grid-template-columns:46px 1fr}}