HSA vs. FSA: What Is the Difference?
An HSA is individually owned, can generally roll over from year to year, and is available with qualifying high-deductible health coverage. An FSA is usually employer-sponsored, is subject…
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HSA vs. FSA: What Is the Difference for Medical Expenses?
An HSA and an FSA can both use pre-tax dollars for qualified medical expenses, but they are not interchangeable. An HSA is generally tied to enrollment in an…
Can You Use an HSA for Medical Cannabis?
Medical cannabis may be authorized by a state, but HSA eligibility is determined under federal qualified-medical-expense rules and the account administrator’s procedures. Patients should not assume a medical…
Can You Use an HSA for Medical Marijuana? What the Federal Rules Currently Say
State medical authorization and federal tax qualification are different legal questions. As of July 2026, marijuana rescheduling remains the subject of DEA proceedings. Patients should not treat a…
How to Appeal an HSA or FSA Denial
Ask for the denial in writing, identify the plan provision relied upon, determine whether the issue is documentation or substantive eligibility, and submit a concise appeal with copies…
Medical Marijuana Tax Deduction: The 7.5% AGI Rule Explained
Taxpayers who itemize may deduct eligible unreimbursed medical expenses only to the extent the total exceeds 7.5% of adjusted gross income. That threshold does not decide whether a…
Medical Cannabis Card vs. Prescription
Most state programs use physician certifications or recommendations rather than a conventional prescription dispensed by a pharmacy. The distinction matters for federal law, benefit plans, travel and employment.
What to Put in a Medical Cannabis Reimbursement Request
A well-organized request may include the plan claim form, itemized receipt, proof of payment, physician documentation, explanation of medical purpose, and a copy of the administrator’s relevant eligibility…
How to Verify a Licensed Dispensary
Use the official state regulator’s license lookup, match the legal business name and address, confirm active status, and check whether the location is licensed for medical or adult-use…
How to Appeal an HSA or FSA Claim Denial
Start by requesting the exact denial reason and the plan provision relied upon. Confirm whether the problem is missing documentation, timing, merchant coding, or substantive ineligibility. Submit a…